We strongly advise you to obtain the FREE assistance of a local housing counselor. A housing counselor can assist you in communicating with your mortgagelender. Taking the first step of contacting a housing counseling agency and making an appointment will help you immensely in this foreclosure process. You can find a housing counselor near you using the links below.
Take Note! Be wary of individuals or companies who offer to help, but for a fee. Only use housing counselors who are registered with the US and NYS Housing and Urban Development authority.